← All Stock Guides
Financial Services
BAC

Bank of America Corp.

How to wheel Bank of America (BAC) for income. Low share price makes it accessible for beginners with solid dividend plus premium.

Monthly Premium1.2-2.0%
Annualized Return14-24%
Stock Price$38-44
IV RankModerate (30-45)
Options LiquidityExcellent
Dividend Yield2.5%

Why BAC for Covered Calls & Cash Secured Puts?

BAC is ideal for beginners due to its low share price (~$4,000 for 100 shares). Good dividend yield plus option premium creates solid income. The stock is a rate-sensitive play with good liquidity.

Example Covered Call Trade

BACCovered Call
Strike Price$44 (6% OTM)
Expiration30 days
Premium$0.65 per share
Return If Flat1.6% ($65)
Return If Called7.5% ($315) + dividend
Keep Probability70% keep shares

Recommended Strategy for BAC

Perfect for beginners starting the wheel strategy. Sell calls 5-7% OTM monthly. The low capital requirement allows for diversification across multiple positions.

Risks to Consider

  • High interest rate sensitivity
  • Consumer credit exposure
  • Economic cycle dependency
  • Regulatory environment

Analyze BAC Covered Calls Now

Use our free calculator to find the optimal strike price for your goals

Open Calculator